This is a very general calculation and meant to be a guideline of the Home Purchase Costs and Ownership (It's not an Estimate).

The only way to get an estimate is to pick a home and work with me and your lender to provide more accuracy.

I think you can see, estimating the costs of buying and owning a home is complex. Your actual costs will be different, because of all the variables to consider. However, I think this is a comprehensive look into home ownership!!

Some Lenders will roll some or all of the Closing Costs into the Loan, thereby reducing the amount of Cash needed to Buy. Some Closing Costs may be split between Buyer & Seller.

Enter your amounts into the Yellow Boxes below.

IMPORTANT NOTE: *Months Remaining - is referring to Property Taxes and which half of the Year you Close Escrow, 1st half or 2nd half? If you Close Escrow in February there are 4 "Months Remaining". If you Close Escrow in October, there are 2 "Months Remaining". You can enter a number from 1 to 6. THE OTHER FIELD IS ZERO.